Compare two homes

Put two homes side by side: the cash and CPF you need upfront, stamp duties and the monthly repayment.

Difference in upfront payment—

Home B minus Home A, using a bank loan for both.

Home A: upfront payment—

Home B: upfront payment—

Home A: minimum cash—

Home B: minimum cash—

Home A: BSD and ABSD—

Home B: BSD and ABSD—

Home A: monthly repayment—

Home B: monthly repayment—

How this estimate works

Each home uses the upfront costs model with a bank loan at the financing limit for your housing-loan count, BSD and ABSD at the verified rates, and a fully amortising repayment at the rate and tenure you entered. Valuation, legal fees, renovation and maintenance are not included.

Official references: MoneySense LTV and minimum cash, IRAS BSD, IRAS ABSD. Rules checked 3 November 2026.

More planning tools.

New launch paymentsProgressive payments and loan drawdown by stage Pledge or show fundsAssets needed to meet the 55% TDSR Rental stamp dutyIRAS lease duty for a tenancy agreement Amortisation tableInterest, principal and balance, year by year Age and loan tenureLongest tenure before the loan limit drops Safety netMonths of repayments your savings cover Decoupling stamp dutyBSD and ABSD on buying a co-owner’s share Exit forecastA what-if sale after a few years Core calculatorsSale proceeds, affordability, mortgage, BSD, ABSD, SSD

Want me to check the figures?

Send me the numbers you entered. We can confirm them against your bank’s offer, CPF statement and the actual contract.

Discuss my figures