The market update
HDB’s final third-quarter release puts the resale price index at 202.5, down 0.1% from the previous quarter. This replaces the earlier flash estimate of a 0.2% decline. It is the third successive quarterly fall, as also reported by CNA on 23 October.
What this may mean for sellers
Small changes in the national index can sit alongside very different outcomes across towns, blocks and flat types. Start with comparable transactions and current competition. Thoughtful staging, accurate photography and a clear presentation can help buyers understand the home’s strengths without concealing defects or suggesting features that are not there. Read the home staging and property photography guide before preparing your flat for sale.
Before you decide to move
Look beyond a headline asking price. Review the outstanding loan, CPF refund, selling costs and likely handover dates. If you are buying next, compare the estimated sale proceeds against the funds and timing needed for that purchase. The decision is about whether the whole move works for your household.
Sources & context
Original editorial summary by Hanson Ong Real Estate Advisory. The practical considerations above are commentary, not a forecast or valuation.
Figures checked 1 November 2026.